Loan Rates

NPM Credit Union has adopted a "merit based" system for determining rates. The better your credit experience is, the lower your loan interest rate will be. Unless otherwise noted, the rates below are the best we are offering.

Rates are subject to change without notification. All rates shown are Annual Percentage Rates (APR). Some restrictions may apply. These rates are effective January 13, 2012.

* NPM Credit Union will rate match competitor rates. Ask a loan officer for more details.

Personal Loan Rates (Terms may vary unless otherwise noted)

* Titled Collateral

as low as 2.99%

* Non-titled Collateral

as low as 5.49%

Signature

as low as 9.90%

Share secured

as low as 4.25%

Certificate secured

2.50% over secured certificate rate

Payment Protection Plan - A payment Protection Plan including Life and Disability Insurance is available on most loans. Contact us for more details.

Lines of Credit Rates

Kwik Cash 1

12.99%

  1. Minimum monthly payments are the greater of $15 for $3 per hundred of outstanding balance. Example: $1,000 = 30 mo.
NPM Credit Union Mortgages - Call a loan officer for current rate
     1st Mortgages Call a loan officer for current rate
     2nd Mortgages Call a loan officer for current rate
     Home Equity Lines of Credit Call a loan officer for current rate

Other Mortgage options

     Click here

Helpful links explaining credit scores:

 

  NCUA  
Federally insured by NCUA


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