Personal Loan Rates (Terms may vary unless otherwise noted)

Titled Collateral

as low as 4.99%

Non-titled Collateral

as low as 5.99%

Signature

as low as 9.90%

Share secured

as low as 4.25%

Certificate secured

2.50% over secured certificate rate

Lines of Credit Rates

Kwik Cash

12.99%

1st or 2nd Mortgage HELOC ¹

as low as 4.00%

1. 4.00% variable APR is based on the Index (the highest prime rate as published in the Federal Reserve Statistical Release) plus 0% margin. The APR is subject to change quarterly, based on changes to the Index. $5,000 minimum line of credit. Subject to credit approval. The APR may increase or decrease, but will not exceed 18% APR or go lower than 4% APR. Estimated fees to open line: $50-$125. If an appraisal or title insurance is required, fees would increase an estimated $175-$350. Property and/or flood insurance, if applicable, is required. Available only on lines secured by owner occupied residence and with a loan to value ratio of 80% or less. Consult your tax advisor regarding interest deductibility. Other loan restrictions may apply.

Mortgage Loan Rates (Terms may vary unless otherwise noted)

1st Mortgages

     3-year ARM (80% LTV)

as low as 5.25%

as low as 5.50%

     5-year Fixed (80% LTV) ²

as low as 5.25%

Home Equity

     3-year ARM (80% LTV)

as low as 5.50%

     5-year Fixed (80% LTV)

as low as 5.50%

1. Private Mortgage Insurance (PMI) required on all 1st mortgages with a LTV > 80%.
2. A 5-year, $10,000 loan with an APR of 5.25% would require 60 monthly payments of $189.87