Loan Rates
NPM Credit Union has adopted a "merit based" system for determining rates. The better your credit experience is, the lower your loan interest rate will be. Unless otherwise noted, the rates below are the best we are offering.
Rates are subject to change without notification. All rates shown are Annual Percentage Rates (APR). Some restrictions may apply. These rates are effective January 13, 2012.
* NPM Credit Union will rate match competitor rates. Ask a loan officer for more details.
Personal Loan Rates (Terms may vary unless otherwise noted) |
* Titled Collateral |
as low as 2.99% |
* Non-titled Collateral |
as low as 5.49% |
Signature |
as low as 9.90% |
Share secured |
as low as 4.25% |
Certificate secured |
2.50% over secured certificate rate |
Payment Protection Plan - A payment Protection Plan including Life and Disability Insurance is available on most loans. Contact us for more details. |
Lines of Credit Rates |
Kwik Cash 1 |
12.99% |
- Minimum monthly payments are the greater of $15 for $3 per hundred of outstanding balance. Example: $1,000 = 30 mo.
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| NPM Credit Union Mortgages - Call a loan officer for current rate |
| 1st Mortgages |
Call a loan officer for current rate |
| 2nd Mortgages |
Call a loan officer for current rate |
| Home Equity Lines of Credit |
Call a loan officer for current rate |
Other Mortgage options |
Click here
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Helpful links explaining credit scores:
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