Deposit Rates

Share Savings & Share Draft Click to apply now!
Account Type	Dividend Rate	APY
Share Savings ¹	.35%	.35%
Kids & Teens Club Accounts ²	.35%	.35%
Share Draft/Checking ³	.20%	.20%
Money Market Share Savings * (min. $10,000 to earn higher dividend rate)	.70%	.70%
($0 - $9,999.99 earns lower dividend rate)	.35%	.35%
Christmas Club * ¹	.35%	.35%
IRA Share Savings ¹	.35%	.35%
Dividend Rates and Annual Percentage Yields(APY) current as of August 23, 2010. Dividend Rates subject to change without notice. * Fees could reduce the earnings on the account ¹ Share Savings, Christmas Club and IRA Share Savings you must maintain a minimum daily balance of $100 in your account to obtain the APY. ² Kids & Teens Club Accounts you must maintain a minimum daily balance of $25.00 in your account to obtain the APY. ³ Share Draft you must maintain a minimum daily balance of $500 in your account to obtain the APY.

Share Certificates Click to apply now!
Certificate Term	Dividend Rate	APY
6-months	0.95%	0.95%
12-months	1.39%	1.40%
18-months	1.49%	1.50%
24-months	1.59%	1.60%
30-months	1.83%	1.85%
36-months	1.98%	2.00%
Dividend Rates and Annual Percentage Yields(APY) current as of 8-19-2010 Dividend Rates subject to change without notice. Early withdrawal penalties may apply. $1,000 minimum deposit $500 minimum deposit for Youth Share Certificate.